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Most university students pour beers to pay the bills, but Heidi is making a lavish living from the comfort of her room.
The 23-year-old Melbourne woman is banking up to 0,000 a year as an online sex worker, also known as a cam-girl.
Kerr began modelling in the fashion industry when she was 13, winning the 1997 Dolly magazine model search competition.
Since 2008, Kerr has consistently ranked on the Forbes list of highest earning models. She has a brother, Matthew, who is two years younger.
You've seen them sitting at their keyboards, wearing barely anything, winking at you, typing to nobody in particular with thin, lethargic arms: bored and conventionally beautiful.
I am able to travel a lot, have bought my own house and am easily supporting myself through university,' she said.
And she's already snapped up a home with her earnings.
Heidi's job at My Free Cams involves linking up with computer clients to strip off and put on erotic shows without any physical contact.
In an interview, Kerr stated that her ancestry is mostly English, with smaller amounts of Scottish and French.
During her childhood, Kerr "raced motorbikes and rode horses on her grandmother's farm".
The rules remain the same when police are involved.